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Our Process

We strive to exceed your expectations every day.

Our philosophy is simple. We take the time to get to know our clients and understand their goals before proceeding with a process of analysis that helps in the creation of a road map to move them from where they are now to where they want to be in the future. We carefully review each client’s existing situation and then recommend a portfolio that suits their specific needs. Once the portfolio has been established, a maintenance program is put into action to periodically review each client’s situation and update the portfolio in response to any changes.

6-step Financial Strategy Process

STEP 1: Establishing and defining the client-advisor relationship

We explain or document the services to be provided and define our responsibilities along with the responsibilities of the client. We work together to agree on how long the relationship will last and on how decisions will be made moving ahead.

STEP 2: Gathering client data and determining goals and expectations

We ask about the client's financial situation, personal and financial goals and attitude about risk. Then, we gather all necessary documents at this stage before giving advice.

STEP 3: Analyzing and evaluating the client's financial status

We analyze the client information to assess his or her current situation to determine what must be done to achieve the client's goals. Depending on the services requested, this assessment could include analyzing the client's assets, liabilities and cash flow, current insurance coverage, investments or tax strategies.

STEP 4: Developing and presenting the financial strategy recommendations and/or alternatives

We offer recommendations that address the client's goals, based on the information the client provided. We will then review the recommendations with the client to allow them to make informed decisions. We listen to client concerns and revises recommendations as appropriate.

STEP 5: Implementing the financial strategy recommendations

We work with the client to agree on how recommendations will be carried out. We may carry out the recommendations for the client or serve as a "coach", coordinating the process with the client and other professionals such as accountants and attorneys.

STEP 6: Monitoring the financial strategy recommendations

Together, we agree upon how the client's progress towards goals will be monitored.  We will meet periodically to review the situation and adjust as needed.