Where Are You Headed Financially


A man I knew whose opinions I much admired once told me if you do not know where you are going you will probably end up there. It took me a few years to figure out that what he meant was that if you do not have a target you will never achieve that goal. Most Canadians drift through life assuming that everything will work out when they retire – the truth is very different though.

  • A significant number of those heading for retirement age find themselves faced with the prospect of having to keep working on indefinitely.
  • Others are faced with the prospect of selling their beloved homes and buying down to meet their budgets, as hopes of their dream retirement holidays evaporate too.
  • Even more are putting their heads in the sand and pretending that this is not happening to them.

Less than one in five Canadians have comprehensive financial plans. Few individuals are putting funds away or even know where they are headed. It is never too late to set a target and achieve a goal. If you need to do this too, then it’s time you spoke to one of our Financial Planning Consultants and decide where you are heading in the future.